Autoloan Services
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Although new car sales in China to start, car sales are also signs of growth.
China for the sale of used vehicles on the other hand, the main market to 10 per cent in February. Used car again in the cities to buy some credit. And some banks to attract new customers to the program has started.
Zhang Xin, the Department personnel loan bank of communication "of the director, only 1 or 2 days, and then we will assess the application and registration of mortgage, which could be within 2 days .. they get money."
Traditionally, the other hand, the minimum down payment for a car loan is 50 per cent. The value of the loan between 40,000 to 400,000 yuan, while the loan period of not more than 3 years.
Car buyers in the form of collateral required to pay their property without using the can. Interest rate and 10 per cent less than before is.
In addition, the Bank of Communications and Bank of Beijing, in this country and China Construction Bank Bank of China and used car collateral loan guarantee for the services companies are in discussions with several other lenders.
But many consumers complain that they are not aware that these services in the market. And for the consideration of a loan, banks are very strict.
A potential car buyers, says, "If the second hand car buyers a credit for one, of course I will have."